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Apply Now. With this type of loan, borrowers put up their auto title as collateral. Car Title Loans In Cottonwood, Arizona. 38%, the payment for each $1000 borrowed over a period of 180 months is $9. Cottonwood title loans are an advance of a modest quantity of cash and for a brief time frame. Monthly will show every payment for the entire term. Whether you need a Payday Loan or Installment Loan, or other emergency financial services, Check Into Cash can help. Auto Title Loans.